In a perfect world, there would be no car accidents. Nobody would be injured, and cars wouldn't be damaged. But when you're confronted with the harsh reality of everyday driving, you may find that filing an insurance claim simply isn't enough in the event of an accident. Hiring a car accident attorney after a serious collision can help ensure you receive the maximum amount of benefits you're entitled to, and even help you to file for additional compensation if necessary. Take a look at these four reasons why you'll need an auto accident lawyer when the time comes.
Insufficient Insurance Claims
When you suffer damage to your vehicle, the insurance company will decide if you car is a total loss, or if it can be repaired. But if the company offers you a claim amount that you feel is insufficient to purchase a new car or perform repairs, it's best to hire a car accident attorney to pursue additional compensation.
If you live in a so-called "no fault" state and are insured, you'll automatically be reimbursed for any personal injuries suffered, and the amount will be deducted from your personal injury protection coverage. But if you feel you've experienced general damages, such as pain and suffering or mental anguish, a car accident lawyer is usually the best bet in helping to determine what compensation you can receive, and fighting to get the most of it.
Beyond Personal Coverage
Even you feel you haven't suffered general damages, your personal injury protection coverage may not cover all damages. In the event of an accident, your lawyer can pursue compensation above and beyond basic insurance claims by doing a variety of things: obtaining accident reports from the police, questioning witnesses, and even having doctors interpret medical reports. Taking on those responsibilities and more by yourself while injured isn't usually possible.
Sometimes, it's not another person that's at fault in an accident, but rather the manufacturer of the vehicle being driven. In these cases, it's almost always necessary to hire a car accident attorney, as the plaintiff must prove that the accident occurred as the result of a defect inherent in the manufacturing process. The plaintiff must also prove that they were operating the car as intended, and that the operational performance of the vehicle at the time of the accident was identical to that of the performance at the time of purchase.
For more information, contact Pawlowski Mastrilli Law Group or a similar firm.